Appraisal services for Auburn and Sacramento County homeowners
See the top seven reasons why California homeowners need A J REAL ESTATE APPRAISAL SERVICES:
We at A J REAL ESTATE APPRAISAL SERVICES understand the special needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Challenging property tax assessmentsYour local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. That means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from A J REAL ESTATE APPRAISAL SERVICES is your number one weapon when challenging your property tax assessment.
Appraisals to remove PMIA popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At A J REAL ESTATE APPRAISAL SERVICES, we're seasoned in helping homeowners just like you do away with unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. A J REAL ESTATE APPRAISAL SERVICES can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for precision? An appraiser from A J REAL ESTATE APPRAISAL SERVICES can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. Although most review work is commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.